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Is the interest rate fixed during construction?

Yes. The rate is locked in prior to closing and fixed during the construction period. A typical construction period is 12-18 months. Our construction loan products are ARM products fixed for a period, and amortized over 30 years.

Once construction is complete, the rate will continue to be locked at the same rate. Depending on what is the best fit for you, the rate will be fixed for three, five, seven, or ten years beginning at the time of closing.

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