

What happens during the inspection process?
The purpose of an inspection is to ensure the items that the builder is requesting to be paid out have been complete and that the...


What happens to my loan after I'm done with construction?
The only change in the loan after your home is complete is the payment. During construction it is interest only based on balance owed and...


What is line shifting and why is it bad?
Line shifting is when you pull money from a budgeted item that hasn’t been paid out yet to cover an overage of a current item. For...


Construction Phase Overview
The construction phase begins after you close on your loan. It’s at the point your construction loan is in place and you can start...








